Dental & Vision Plans
Who Needs Dental Insurance?
You might think that the heart and mouth don’t have much in common. Research points to a link between gum disease and inflammation that can precede heart attacks, strokes, and sudden vascular events.
Enroll in a dental insurance plan to help keep yourself on a regular cleaning schedule and to catch dental concerns before they develop into other problems. Dental insurance will also help pay for unexpected emergency procedures due to unforeseen circumstances. Don’t delay getting care that you need because of high costs!
What Benefits Can I Expect with Dental Insurance?
Depending on the type of coverage you are seeking will determine the best option for you. Do you mainly want preventative coverage, or will you need more than routine care (i.e., fillings, root canals, and crowns)?
Also, we can help find a plan that allows you to see the dentist you have established care with so you can continue to feel confident about your treatment.
Most plans have waiting periods prior to funding basic and major claims at a certain percentage.
You will have a cap on allowed amounts anywhere from $1,000-$3,000 per year.
How is Dental Insurance Different from Health Insurance?
If you get glasses or contacts, enrolling in a vision insurance plan can help defray the cost incurred from regular exams and checkups. Having a plan will allow you to stay on top of routine exams and upgrade your glasses or contacts annually.
Even if you have 20/20 vision, it’s imperative to schedule regular eye exams to prevent certain diseases such as glaucoma. People with a family history of eye disease, or a condition that increases the risk of eye disease, such as diabetes, should have more frequent exams. Having vision insurance will allow you the financial freedom to get the coverage you need with maximum benefits.